Friday, November 1, 2013

ObamaCare and RomneyCare Are Not The Same


Thank you again, Obama: We've talked about how 3.5 million people have had their private insurance canceled (even though Obama lied and said that if you want to keep your current insurance, you can, don't worry nothing will change). We've talked about how the cancellations are a result of policies not meeting the minimum coverage requirements under Obama's mandate. But how about this new curve ball: being denied subsidized insurance because your employer IS NOW FORCED TO OFFER affordable care.

Here's how it goes in MA....this is a true story about someone I know: she has been on Masshealth for the past year and paid a reasonable premium as most of it was subsidized by the state due to her income eligibility. Her employer did not used to offer insurance. Now, because Obama intends on imposing a $2000 fine PER EMPLOYEE for not offering insurance, the company realized that the total fines for one year would be $90 MILLION. So, the company decided it would be cheaper to offer insurance, pay 60% of each employees' premium, and instead of paying $90 MILLION, they will have to dish out $60 MILLION. It's a little bit better and obviously the smarter choice.

So, because she is now offered reasonable insurance from her employer, and because based on her income, the employer-offered insurance still falls within the "affordable" healthcare. The difference is that she no longer qualifies for public insurance or subsidies. Now she is forced to take her employer offered insurance AND pay a higher premium than she would have on Mass Health. Once again, an example how you may not be able to keep what you used to have, pay more than you used to, and get the same or less coverage.

Thank you Obama; this was really well thought out.

Let's not forget that WE ARE PAYING FOR THEM TO FIX THE FLAWED WEBSITE EVERY DAY. THE ESTIMATE IS $1.2 MILLION PER DAY TO FIX A DAMN WEBSITE!

SO FAR IT IS ESTIMATED IT WILL HAVE COST $300 MILLION TO BUILD A WEBSITE!

No comments:

Post a Comment